A MULTICURRENCY WALLET WITH BUILT-IN EXCHANGE
Desktop wallets.
They are safe and easy to use, and if the user is not a "complete geek" and does not click on unknown links from spam folders, does not set a password of 12345, in this case, to lose money on this wallet will be extremely difficult.
Web wallets are more insecure because they are often subject to hacker attacks.
Certainly, creators of such services do their best to secure...